Autopay Transaction Memo: Make it Required Instead of Defaulting to a Date

When running auto-pay, the memo defaults to, "[current month, year] Tuition." Please make this a required field and do not provide a default memo. Many studios post tuition for the coming month, not the current one and we run charges for many other things so the default is not helpful. I have missed changing this field several times and it has caused a lot of confusion. If the field was required but not auto-filled, this issue would be solved. Thank you!